At Immigrant Life Insurance, we help people who have immigrated to the United States find affordable life insurance protection.

Finding insurance companies that will accept your green card status, visa status, undocumented status, or foreign national status can be frustrating and challenging. We have the knowledge and relationships with the right insurance companies to get you the life insurance you need!

Whether you want your family protected, your income protected, your mortgage protected, or your business protected and business assets protected, we can help you out! Too often, when a loved one dies, the remaining family members cannot afford to pay their financial obligations; homes, autos, businesses, and assets are lost forever.

Our mission is to help protect immigrants’, non-US residents, and foreign nationals homes, families, businesses, and financial investments with affordable life insurance protection.

If you are new to the United States, your goals are no different from American citizens; you want safety and the ability to provide for your family financially. Immigrant life insurance is one way that citizens and non-citizens of the United States protect their families and assets when an income earner unexpectedly dies.

We believe immigrants are more vulnerable when a loved one dies in the United States. Immigrants often have fewer family members in the United States, fewer assets, and may have more limited options and reduced access to banking services. Life insurance is an important financial tool to protect families and assets.

How important is life insurance for immigrants?

It does not matter if you are a United States citizen, a legal immigrant, or an undocumented immigrant, when a loved one in your family dies, having life insurance will be an important financial safety net for your spouse, partner, family, and loved ones.

Immigrants have an important role in the success and financial prosperity of the United States. The immigration process, and who can qualify for certain visas and services, changes with each new administration and the presidency. What does not change is the need for immigrants to have access to the financial protection that life insurance provides.

What kind of visa or documentation do I need for life insurance?

There are over 185 different visas created by the government of the United States. This makes it difficult to keep up with all the requirements that insurance companies put in place to issue life insurance policies to immigrants.

These are just a few of the many different visa life insurance plans available in the United States to immigrants. We can help you understand if you will qualify for life insurance in the United States with these visa types. We can often help you if you have other visa types.

When an individual is searching for life insurance, it may seem like an impossible task. We are here to help guide you through this process and get you the life insurance you both need and deserve.

What is the difference between a resident and a nonresident?

A resident of the United States lives in the United States full-time. A non-US resident is someone who does not live in the United States full-time or an individual who lives outside the United States for three or more months a year, every year.

The good news is most people from other countries will be able to purchase life insurance protection for their families and businesses in the United States.

Where is the best place to buy life insurance if I am an immigrant?

Working with a company like immigrantlifeinsurance.com that specializes in life insurance for immigrants will always get you better results rather than working with a non-specialized life insurance agent.

You would not take your automobile to a tire store to have them work on the transmission. If your automobile had transmission problems, you would take it to a transmission shop for repair. If your car needed tires, you would take it to a tire shop!

You don’t want to have other insurance agencies submit applications for life insurance for which you will not get approved. If you don’t get approved, or are declined for life insurance policy, it will make it more difficult for you to get life insurance in the future. You want to get this right the first time!

What else will insurance companies look for besides my immigration status?

Insurance companies will also want to know about your age, health, what medications you are taking, your driving record, what you do for work, and other details. These are the same questions that insurance companies ask of United States citizens.

In addition to these questions, insurance companies will also want to know your home country, how often you will travel back to your home country, and how long you will spend in the United States (and in other countries) in each calendar year.

There are some countries for which you will not be able to get life insurance in the United States. Any countries where there is war, political instability, or countries that are hostile to the United States may not be eligible for life insurance in the United States. Call us, and we can help guide you through this process.

Can I get immigrant life insurance?

It doesn’t matter if you are a new immigrant to the United States, or have lived in the United States for several years, we can help you! If you are in your 20’s or your 70’s, we can help you understand your options and find life insurance coverage that will fit your budget.

We should be able to get you life insurance in the United States if you’ve immigrated from most countries throughout the world. Life insurance application and acceptance qualification is not a one size fit all process, so let our specialists help you get the affordable life insurance you are seeking.

We have developed strategic relationships with the major insurance carriers to get you the best life insurance products available. Even more importantly, we have developed relationships with specialized life insurance companies that have favorable views toward immigrants and their visa and resident status in the United States.

These specialized relationships will be key to you getting accepted for life insurance the first time, coupled with no declines or delays. Call us today to get approved!

For more information, fill out our free online quote form for a life insurance estimate or call us at (888) 630-9422.