If you are looking for life insurance with an ITIN number, then you have come to the right place. Most insurance agencies and agents cannot help you if you have no green card or Social Security card. At Immigrant Life Insurance, we have the knowledge, experience, and access to insurance companies that will issue policies to immigrants with an ITIN (Individual Taxpayer Identification Number), green card, or social security card.
At Immigrant Life Insurance, we have the knowledge, experience, and access to insurance companies that will issue policies to immigrants with an ITIN (Individual Taxpayer Identification Number), green card, or social security card.
At Immigrant Life Insurance, we think all immigrants in the United States deserve life insurance protection. All we do, every day, is help people who have immigrated to the United States purchase life insurance. If you have an ITIN, then we can help you get life insurance coverage to protect your home, family, and business!
How do illegal immigrants get to the United States?
The United States has a historically porous border meaning people from Mexico can routinely get across the border and enter America illegally. Most immigrants are hard-working people looking to provide for their families.
Most work performed by immigrants is work that many Americans are no longer willing to perform. Both legal and illegal immigrants play a significant role in the success and financial prosperity of the United States of America
What is an ITIN?
The Internal Revenue Service (IRS) issues ITINs to immigrants who are required to have a United States taxpayer identification number but do not have and are not eligible to obtain a Social Security number (SSN) from the Social Security Administration (SSA). ITINs are legal documents issued by the United States, regardless of immigration status.
Immigrants must have a filing requirement and must file a valid federal income tax return to receive an ITIN. ITINs are used for federal tax reporting only; ITINs are not intended for any other purpose.
The IRS issues ITINs to help people comply with US tax law. It also helps people process and account for tax returns and payments when they are not eligible to receive a Social Security number (SSN).
An ITIN does not authorize an immigrant to work in the United States. An ITIN does not make you eligible for Social Security benefits. An ITIN does not qualify a dependent for earned income tax credit purposes.
Am I an illegal alien or a nonresident?
If you entered the United States without permission, paperwork, or processing, then you have broken immigration laws in the United States and you are considered an illegal immigrant.
Most illegal immigration in the United States comes across the American/Mexican border. But, we help many Hispanic immigrants get life insurance when they are in the United States.
A person considered an “alien” by the United States is an individual who is not a US citizen. A person deemed to be a “non-resident” is an alien who has not passed a green card test or a substantial presence test.
Can I get life insurance if I don’t have an ITIN?
You must have an ITIN to qualify for life insurance in the United States. If you have entered the country illegally looking for life insurance, have no documentation, no medical records, no bank accounts, and no other significant ties to the United States, you cannot get life insurance in the United States.
Who should I buy life insurance from if I have an ITIN?
We recommend you find specialists in immigration life insurance. More specifically, we suggest you find experts in ITIN life insurance. ITIN life insurance approval is a specific aspect of life insurance underwriting that many insurance agents do not understand.
If a new life insurance agent or company submits an application and gets you denied, it will likely make getting life insurance impossible in the future. It must be done right the first time, as there are a limited number of insurance companies that will accept ITIN holders for life insurance.
At Immigrant Life Insurance, we have the experience and access to insurance companies to approve you for life insurance to protect your family, home, and businesses in the United States.
Getting life insurance for nonresidents, life insurance for undocumented immigrants, and life insurance for illegal immigrants are all possible. We will help you with the documents required by insurance companies to get life insurance for illegal immigrants non-residents . At Immigrant Life Insurance, we help immigrants get life insurance; regardless of their immigration status.
If you are in the United States illegally with no documentation whatsoever, we will NOT be able to help you find life insurance protection. If you are in the United States illegally and have an ITIN number, we WILL be able to help you get life insurance. If you have a Green Card, we WILL be able to help you get life insurance. If you have life insurance without a social security card, we WILL be able to get your life insurance.
We work with numerous insurance companies that will offer you life insurance with only an ITIN number. We work with even more life insurance companies that will offer you life insurance if you have a green card. If you are a legal citizen of the United States (current green card or SS card) who has immigrated to the United States, we can help you get life insurance too!